For Real Estate Agents
Boost your commission on each transaction by offering mortgage services.
Becoming dual-licensed unlocks a multitude of opportunities.
Provide a seamless, end-to-end real estate experience for your client
Earn more money on each transaction from helping clients with their mortgage
Save time helping your clients since you own the home-buying process
Start offering mortgage services in a few steps.
Start
We will get you dual-licensed in as little as five days. Complete your 20 hours of pre-license education, state-specific hours, and the SAFE exam through our online course provider from any location, at any time. Afterwards, discover the ease of using the Realfinity Loan Origination Platform, allowing you to focus on sales and client service while our team manages processing work in the background.
Run
Begin offering mortgages to clients via our platform, comparing rates from many different wholesale lenders to secure the best deals. We pair you with a dedicated Realfinity Concierge to guide you through the mortgage process until you’re ready to proceed on your own. Our commitment is to your success, providing support at every step.
Grow
Boost your commission and earn 1.4% on every closed loan with a max of $5,000* per transaction. The maximum earned commission never exceeds $5,000 per loan to ensure the best price. The easiest way to increase your revenue with little extra work and cost.
*subject to Realfinity fee deductions
How it works
Understanding the life of a loan and the value of Realfinity’s infrastructure
1. Origination
Application initiated by the borrower
2. Processing
Document collection and verification
3. Underwriting Decision
Loan risk assessment
4. Closing
Signing and disbursement
Why Realfinity?
A Partner Enhancing Every Part of Your Mortgage Services
Highest Commissions
Enhance your client-experience, while capitalizing on both past and future clients – a unique advantage only our platform offers.
Professional Presence
You are positioned as the only advisor on each transaction, ensuring a fully digital mortgage service under your trusted brand.
Simplified Operations
We close your loans, so you only have to get the application in. You will never feel like you are doing two jobs at once.
Best Product & Price
Compare rates from many different wholesale lenders on our platform to find the best deals for your clients.
Our Partners
Numbers that speak for themselves
Homebuyers can close on a loan in less than 21 days.
1.65%
Earn an additional 1.4% or up to $5,000* on each loan you close.
*subject to Realfinity fee deductions
The average time it takes to quote a new client on the Realfinity platform.
Become dual-licensed with Realfinity and make an extra commission on each transaction.
We want you to succeed, and we’re here to help!
Realfinity’s support team is available 24/7 to help answer your questions. Keep an eye out for our educational resources including online courses, webinars, and blog posts.
How long does it take for an individual to get licensed?
At Realfinity, we pride ourselves on partnering with a top-tier licensing course provider, offering you the convenience of becoming dual-licensed from home or any location of your choice. The path to NMLS licensing involves 20 hours of pre-licensing education, plus an extra one to four hours tailored to your specific state’s requirements. This is followed by a three (3) hour online exam, or in-person exam. Achieve a passing score of 75% or more, and you’re fully NMLS licensed.
How much money can I make?
Boost your commission and earn an additional 1.4% on every closed loan with a max of $5,000* per transaction. The maximum earned commission never exceeds $5,000 per loan to ensure the best price. Offering mortgage as an ancillary service is the easiest way to increase your revenue with little extra work and cost.
*subject to Realfinity fee deductions
I’ve never dealt with mortgages before, how much support will Realfinity provide?
We want you to succeed, and we’re here to help! Realfinity’s support team is available 24/7 to help answer your questions. Additionally, we pair you with a dedicated Realfinity Concierge to guide you through the mortgage application process until you’re ready to fully proceed on your own.
I do not want to have multiple roles at once; will there be additional workload for me to become an MLO?
The extra responsibility on your end involves guiding your new borrower through the loan application process. After they submit the application, our team steps in to process the loan and directly collaborate with the borrower. For a clear understanding of your duties as a dual-licensed real estate agent, visit our ‘How it Works’ section, outlining everything you need to know.
Is it legal for a real estate agent to have a mortgage loan originator license?
Absolutely, it is. In 2022, the HUD revised its regulations, now permitting real estate agents in 45 states to hold dual licenses. This change enables many agents to provide a broader spectrum of services to their clients, ensuring a more comprehensive and supportive experience during the home buying journey. To learn about the specific requirements for each state, feel free to get in touch with us.
